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CONSUMER LOAN RATES  

For a full list of our current loan rates, simply select an account type from the list below.

New Car Loans
 Used Car Loans
New Recreational Vehicle		 Home Equity Loans
Home Equity Line of Credit
Personal Loans
  
    NEW CAR LOAN RATES

Term of Loan

Down Payment

Rate

 Additional Information
36 Months 50% Down 5.24% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
36 Months 33% Down 5.50% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
36 Months 20% Down 5.75% APR  
48 Months 50% Down 5.50% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
48 Months 33% Down 5.75% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
48 Months 20% Down 5.99% APR  
60 Months 50% Down 5.75% APR

Minimum vehicle cost: $25,000 including TT&L.
60 Months 33% Down 5.99% APR

Minimum vehicle cost: $25,000 including TT&L.
60 Months 20% Down 6.24% APR

Minimum vehicle cost: $25,000 including TT&L.

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USED CAR LOAN RATES

Term of Loan

Model Year

Rate

 Maximum Loan
60 Months 2010 6.25% APR NADA Loan Value
MINIMUM VEHICLE COST:
$25,000 INCLUDING TT&L
48 Months 2010 6.00% APR NADA Loan Value
48 Months 2009 6.00% APR NADA Loan Value
36 Months 2008 5.75% APR NADA Loan Value
36 Months 2007 5.75% APR NADA Loan Value
36 Months 2006 5.75% APR NADA Loan Value
24 Months 2005 5.75% APR

NADA Loan Value

     $35 Documentation fee on all used vehicles will increase annual percentage rate

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NEW RECREATIONAL VEHICLE LOANS

Term of Loan

Down Payment

Rate

 Additional Information
36 Months 50% Down 6.50% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
36 Months 33% Down 6.75% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
36 Months 20% Down 6.99% APR  
48 Months 50% Down 6.75% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
48 Months 33% Down 6.99% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
48 Months 20% Down 7.24% APR  
60 Months 50% Down 7.50% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
60 Months 33% Down 7.75% APR

Commercial borrowers must have a Metairie Bank account relationship to qualify for this low rate
60 Months 20% Down 7.99% APR

Minimum vehicle cost: $25,000 including TT&L.

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HOME EQUITY LOANS $10,000 to $75,000

Length of Loan

Term

Loan to Value 80%
First Lien
1 to 4 Years 12-48 MONTHS 5.63% APR
5 to 6 Years 60-72 MONTHS 5.51% APR
7 to 8 Years 84-96 MONTHS 6.11% APR
9 to 12 Years 108-144 MONTHS 6.65% APR
13 to 15 Years 156-180 MONTHS 5.60% APR
Second Lien
1 to 4 Years 12-48 MONTHS 6.75% APR
5 to 6 Years 60-72 MONTHS 6.95% APR
7 to 8 Years 84-96 MONTHS 6.95% APR
9 to 12 Years 108-144 MONTHS 7.25% APR
13 to 15 Years 156-180 MONTHS 7.60% APR

     All Standard Attorney and Appraisal Fees Waived

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HOME EQUITY LINE OF CREDIT

Plan Name

Annual Percentage
Rate (APR)

Contractual
Review

 Loan to
Value		 Maximum
Line		 Maximum 1st Mortgage Minimum
Payment
PRIME 1st Mortgage WSJ PRIME*
minus 1.0% 		5 year draw 50% $75,000 $100,000 Account Interest Only
2nd Mortgage WSJ PRIME*
minus .75%
PREFERRED 1st Mortgage WSJ PRIME*
minus .75% 		5 year draw 70% $75,000 $100,000 3% Average Balance
2nd Mortgage WSJ PRIME*
minus .50%
FLEXIBLE 1st Mortgage WSJ PRIME*
minus .50% 		5 year draw 80% $75,000 $200,000 1.5% Average Balance
2nd Mortgage WSJ PRIME*
minus .25%

*  Wall Street Journal Prime 3.250% as of 06/30/2010
All Standard Attorney and Appraisal Fees waived with initial $10,000 draw. Annual fee of $35 also waived in the first year.

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   PERSONAL LOANS

    $500 - $5,000 at Competitive Rates (mandatory credit life insurance)

   APR=Annual Percentage Rate
      This information is not an advertisement to extend credit as defined by Sections 226.16 and 226.24 of Regulation Z.

Rates effective July 26, 2010

 

         

Member FDIC      Equal Housing Lender

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