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©2012 Metairie Bank. This bank complies with Section 326 of the "USA Patriot Act" that
mandates we verify certain information about you while processing your account application.
Terms of Use Privacy Policy
The content of this page is
informational only. Accounts are subject to approval.
The terms of the accounts, including any fees or
features, may change. See the Account Disclosures and
Rates for information.
1. Subject to Approval
2. There is no charge for Mobile Banking from Metairie
Bank, but message and data rates may apply. Such charges
include those from your communications service provider.
Delivery of alerts may be delayed for various reasons,
including service outages affecting your phone, wireless
or Internet provider; technology failures; and system
capacity limitations.
3. Transactions include inquiries, transfers or
withdrawals each statement period. ATM owner may assess
a fee. Additional fees may apply when using an ATM
outside the United States.
4. New Customers only
5. Not a product of the bank. Not a Deposit. Not
guaranteed by the bank. Not insured by the FDIC or any
other government agency.
6. Requires teen's parent/guardian sign the Minor
Account Agreement. The Minor Agreement will remain in
effect until the minor reach age 18. The parent can be a
co-owner of the account, but it is not required. Only
parents that are co-owners may access the account in
Online Banking. Parents can make online transfers to the
teens account if the parent is not an owner. The parent
can request a copy of a bank statement until the teen
reaches 18. The account is for teens 13-19. When the
Teen reaches 20 years of age, the account will convert
to a Free Green Checking. Estatements are required on
this account. Debit card limit set to a max of $200.
Parents may set a lower limit. Teens can choose any
check design, single or duplicate checks.
7. The direct deposits, each of which must be an ACH
credit, may include payroll, pension or government
benefit payments, such as Social Security. Direct
Deposit means any ACH credit transaction #21 or 2191
during the month.
8. Debit card transactions means any POS transaction;
PIN or SIGNATURE
9. Estatements are required on this account.
10. ATM withdrawals made with your Metairie Bank ATM or
Debit cards are not eligible for matching. Each month,
we'll deposit into your savings account $0.50 for each
Debit card purchase you make with your Metairie Bank
Debit card. Rewards start to accrue on the day of
enrollment. The maximum Reward is $50. Reward funds are
paid each month to the linked savings account when the
checking account cycles. Funds are only paid to accounts
that are open at the time of the checking account cycle
date. Metairie Bank will only Reward for Smart Savings
transfers on up to three checking accounts per depositor
(including joint depositors). Eligible savings accounts
include Statement Savings, Metairie Gold Savings,
Metairie Gold Plus Savings and Gold Money Market
accounts. We may cancel or modify the Smart Savings
service or any Rewards promotions at any time. Matching
funds will be reported to the IRS on form 1099. Fees may
reduce earnings. |
