Online Banking Login

Secure Log In  

 

 

  User Name    Forgot Password?

 

 

CONSUMER LOAN RATES  

For a full list of our current loan rates, simply select an account type from the list below.

New Car Loans
 Used Car Loans
New Recreational Vehicle		 Home Equity Loans
Home Equity Line of Credit
Personal Loans
  
    NEW CAR LOAN RATES

Term of Loan

Down Payment

Rate
24 Months 20% Down 3.95% APR
36 Months 20% Down 4.25% APR
48 Months 20% Down 4.75% APR
60 Months 20% Down 5.25% APR

APPLY ONLINE 

BACK TO TOP 

USED CAR LOAN RATES

Term of Loan

Model Year

Rate

 Maximum Loan
60 Months 2012 5.58% APR* NADA Loan Value
48 Months 2012 5.34% APR* NADA Loan Value
48 Months 2011 5.34% APR* NADA Loan Value
36 Months 2010 5.37% APR* NADA Loan Value
36 Months 2009 5.37% APR* NADA Loan Value
36 Months 2008 5.37% APR* NADA Loan Value
24 Months 2007 5.43% APR*

NADA Loan Value

     * APR is based on $20,000.00 loan with a $35.00 Doc. Fee

APPLY ONLINE 

BACK TO TOP 

NEW RECREATIONAL VEHICLE LOANS

Term of Loan

Down Payment

Rate
24 Months 20% Down 5.50% APR
36 Months 20% Down 5.75% APR
48 Months 20% Down 5.95% APR
60 Months 20% Down 6.25% APR

APPLY ONLINE 

BACK TO TOP 

HOME EQUITY LOANS $10,000 to $75,000

Length of Loan

Term

Loan to Value 80%
First Lien
1 to 4 Years 12-48 MONTHS 4.50% APR
5 to 6 Years 60-72 MONTHS 4.55% APR
7 to 8 Years 84-96 MONTHS 5.07% APR
9 to 12 Years 108-144 MONTHS 5.61% APR
13 to 15 Years 156-180 MONTHS 4.81% APR
Second Lien
1 to 4 Years 12-48 MONTHS 5.95% APR
5 to 6 Years 60-72 MONTHS 6.25% APR
7 to 8 Years 84-96 MONTHS 6.50% APR
9 to 12 Years 108-144 MONTHS 6.75% APR
13 to 15 Years 156-180 MONTHS 6.81% APR

     All Standard Attorney and Appraisal Fees Waived

APPLY ONLINE 

BACK TO TOP 

HOME EQUITY LINE OF CREDIT

Plan Name

Annual Percentage
Rate (APR)

Contractual
Review

 Loan to
Value		 Maximum
Line		 Maximum 1st Mortgage Minimum
Payment
PRIME 1st Mortgage WSJ PRIME*
minus 1.0% 		5 year draw 50% $75,000 $100,000 Accrued Interest Only
2nd Mortgage WSJ PRIME*
minus .75%
PREFERRED 1st Mortgage WSJ PRIME*
minus .75% 		5 year draw 70% $75,000 $100,000 1% Average Balance
2nd Mortgage WSJ PRIME*
minus .50%
FLEXIBLE 1st Mortgage WSJ PRIME*
minus .50% 		5 year draw 80% $75,000 $200,000 1.5% Average Balance
2nd Mortgage WSJ PRIME*
minus .25%

*  Wall Street Journal Prime 3.250% as of 01/31/2012
All Standard Attorney and Appraisal Fees waived with initial $10,000 draw. Annual fee of $35 also waived in the first year.

APPLY ONLINE 

BACK TO TOP 

   PERSONAL LOANS

    $500 - $5,000 at Competitive Rates (mandatory credit life insurance)

   APR=Annual Percentage Rate
      This information is not an advertisement to extend credit as defined by Sections 226.16 and 226.24 of Regulation Z.

Rates effective January 30, 2012

 

         

Member FDIC      Equal Housing Lender

©2011 Metairie Bank. This bank complies with Section 326 of the "USA Patriot Act" that
mandates we verify certain information about you while processing your account application.
Terms of Use            Privacy Policy