Privacy Policy

 
FACTS   WHAT DOES METAIRIE BANK AND TRUST DO WITH YOUR PERSONAL INFORMATION?
  Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and Account balances
• Credit History and Income
• Account transactions and Payment history
When you are no longer our customer, we continue to share your information as described in this notice.

 
  How?

All financial companies need to share Customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers’ personal information; the reasons METAIRIE BANK and TRUST chooses to share; and
whether you can limit this sharing.


  Reasons we can share your personal information Does METAIRIE BANK AND TRUST share? Can you limit this sharing?
For our everyday business purposes— such as to process
your transactions, maintain your account(s), respond to
court orders and legal investigations, or report to credit
bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
  What we do
How does METAIRIE BANK AND TRUST protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Employee access to customer information is limited based on job function and duties.
How does METAIRIE BANK AND TRUST collect my personal information? We collect your personal information, for example, when you

∙ Apply for a loan or pay your bills
∙ Open an account or make deposits or withdrawals from your account
∙ Give us your income information

We also collect your personal information from other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
 
∙ sharing for affiliates’ everyday business purposes—information about your creditworthiness
∙ affiliates from using your information to market to you
∙ sharing for nonaffiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing.
  Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

∙ Our affiliates include nonfinancial companies, such as MB Insurance
Agency, L.L.C.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

∙ METAIRIE BANK and TRUST does not share with nonaffiliates so
they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
∙ Our joint marketing partners include Elan Financial Services.
  Questions?              Call 504-834-6330, 985-674-2255 or toll free 877-458-4886