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III. Privacy Principles:
All
Metairie Bank employees shall adhere to
the following Privacy Principles
concerning the financial, transactional,
and personal information of Bank
customers.
A. Recognition of a Customer's Expectation of Privacy
Metairie Bank & Trust Company recognizes
and respects the privacy expectations of
its customers. We will maintain
standards to ensure that your
information is private and secure at all
times. The Privacy Policy of Metairie
Bank is available to all customers of
the Bank upon request.
B.
Collection, Use and Retention of
Customer Information
Metairie Bank & Trust Company will
collect, use and retain information
about individual customers only where
the Bank reasonably believes it would be
useful (and allowed by law) to
administering the Bank's business and to
provide products, services and other
opportunities to the Bank's customers.
We collect and retain information about
you only for specific business purposes,
and we will tell you why we are
collecting and retaining it upon your
request.
C. Maintenance of Accurate
Information
Metairie Bank & Trust Company has
established procedures and Bank
employees will make every reasonable
effort to ensure that a customer's
financial information is accurate,
current and complete in accordance with
reasonable commercial standards. The
Bank will also respond to requests to
correct inaccurate information in a
timely manner.
D. Limiting Employee Access to
Information
Metairie Bank & Trust Company limits
employee access to personally
identifiable information to those
employees with a business reason for
knowing such information. All Bank
employees have been educated as to the
importance of confidentiality and
customer privacy. All Metairie Bank
employees are responsible for
maintaining the confidentiality of
customer information. The Bank will take
appropriate disciplinary measures to
enforce privacy responsibilities.
E. Protection of Information via
Established Security Procedures
Metairie Bank & Trust Company is
committed to the security of your
financial and personal information.
Metairie Bank maintains appropriate
technical and organizational safeguards
and security standards and procedures
regarding the protection of the
confidentiality of financial and
personal customer information against
unauthorized access and for protection
against accidental loss, destruction, or
alteration. We will treat information
about consumers who are not our current
customers in the same strict manner as
we treat information about our existing
customers. Our employees are trained to
understand and comply with these
information privacy principles.
F.
Restrictions on the Disclosure of
Account Information
Metairie Bank & Trust Company will not
reveal specific information about Bank
customer relationships, customer
accounts or other personally
identifiable data to unaffiliated third
parties for their independent use,
except for the exchange of information
with reputable information reporting
agencies to maximize the accuracy and
security of such information or in the
performance of bona fide corporate due
diligence or business matter, unless:
(1) the information is provided to help
complete a customer initiated
transaction; (2) the customer requests
or permits it; (3) the disclosure is
required by or allowed by law (i.e.
subpoena, investigation of fraudulent
activity, etc.); or (4) the customer has
been informed about the possibility of
such disclosure for marketing or similar
purposes through a prior communication
and is given the opportunity to decline
(i.e. "opt out").
G. Maintaining Customer Privacy
in Business Relationships with Third
Parties
If personally identifiable customer
information is provided by Metairie Bank
& Trust Company to an outside third
party, such as vendors and service
providers, Metairie Bank will insist
that the third party adhere to similar
privacy principles that provide for
keeping such information confidential.
H.
Disclosure of Privacy Principles to
Customers and Responding to Inquiries
At Metairie Bank, we value our customer
relationships and recognize and respect
the privacy expectations of our
customers. We want our customers to
understand our commitment to privacy in
our use of customer personal and
financial information. Customers that
are concerned about financial privacy
will want to know about the Bank’s
treatment of the important privacy
issue. Metairie Bank & Trust Company has
developed this Privacy Policy and these
Privacy Principles, which are made
readily available to our customers upon
request. Any personal information
submitted by you to our web site is
available for personal inspection during
bank business hours. If you think we
have received incorrect information from
you, call for a personal appointment.
Customers who have any complaints or any
questions about our Privacy Policy or
any questions about the privacy of their
customer information in general should
call us at (504) 834-6330, visit our
main office or any of our branches, or
contact us by e-mail: privacy@metairiebank.com.
Rev. 2001
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