Disclosures

It will be the continuing commitment of Metairie Bank & Trust company to conduct business in accordance with Federal Fair Lending Laws.

Neither race, color, national origin, religion, sex, handicap, nor family status will be a consideration in the loan process or in the setting of rates or terms. Further, Metairie Bank will not deny credit to persons because their Income is from public assistance or because a right was exercised under the Consumer Credit Protection Act.