Another good reason to Finance Your Dream Home with us…

Metairie Bank offers Affordable Home Loans for low to moderate income applicants that qualify.


  • Up to 100% financing with no Private Mortgage Insurance
  • Fixed rate up to 30-year mortgage loan
  • Income not to exceed 120% of the HUD Median family income limits
  • Payment, including escrow, not to exceed 35% of gross income
  • Debt to income ratio not to exceed 45% of gross income
  • Restricted to owner-occupied, single-family residence
  • First time home buyer counseling program required (Jefferson Housing Foundation/Sulli Educational Services/Neighborhood Housing Services or other acceptable training facilities)
  • Certified appraisal required
  • Termite certificate required within 30 days prior to sale
  • Borrower may not own an interest in other real estate within the past three years
  • Borrower must be able to substantiate and provide documentation for steady income for the past two years
  • Borrower must have an acceptable credit history with a minimum 620 credit score


Before you start house hunting, get pre-qualified with us!

Get Pre-Qualified for a Home Loan to streamline your search for a new home.  Select the “Pre-Approval” option when you apply online – OR – Print our pre-qualification form and turn it in at any location.