We want to help you build or rebuild your credit!
With responsible use of an MB Secured Mastercard® Credit Card, you can create a positive credit history.

girl holding credit card

What is a Secured Credit Card?

A cash secured credit card requires a refundable security deposit that becomes the credit line for that account.  Unlike a prepaid or debit card, your secured credit card will build a credit history with the major credit bureaus.

It’s easy as 1-2-3. Apply, Open a Metairie Bank secured credit card savings account with a minimum of $500 and up to $5,000. Your available credit line on the secured credit card will depend on the amount deposited into the savings account*. Get  your new MB Platinum Secured Credit Card in 7-10 business day.

Pro Tip:  If you get a tax refund each year, a great way to boost your credit is to use those funds for a secured credit card, keep the card active, and make timely payments each month.

Apply Online Now

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Select the Loan Information option “Credit Card – Cash Secured”

No Annual Fee

The minimum credit limit is $500, and the maximum is $5000.

How will the Secured Credit Card build my Credit History?

Like our traditional credit cards, as you use your MB Secured Credit Card, you will be making payments each month and your payment activity is reported to the three major credit bureaus.  So your on-time payments and responsible use can help build your credit positively.

Are there Rewards with the Secured Card?

YES!  Your secured card can earn rewards with every purchase through ScoreCard.

  • Earn one point for every dollar in qualified purchases made to your MB Platinum Secured Credit Card.
  • Redeem points for name-brand merchandise, travel, and gift cards.
  • Earn extra points with ScoreMore bonus offers from merchants.


*Subject to approval as well as required advance rate of 120% of the collateral value*  Following the closing of a Secured Credit Card, the funds in the savings account will be held for an additional 45 days. A secured credit cardholders may reapply after 12 months (subject to satisfactory repayment history with MBT for all 12 months) to be considered for an unsecured credit card.

Earn 2x, 3x, 4x or more Bonus Points at participating retailers online and in-store with SCORECARD REWARDS!

Protect your Credit Card and control your spending preferences with SecurLOCK Equip.


Lost or Stolen Credit Card?

Report any missing, lost or stolen Metairie Bank Debit card immediately. Call 1.800.453.4270